Insurance
Protection that holds up at claim time.
Buying a policy is easy; buying the right one is not. We read the fine print — exclusions, waiting periods, sub-limits — and recommend cover you will actually be able to claim.
What we cover
Six lines of protection, one advisor.
Life & term
Cover sized to income, liabilities and dependents — term first, investment-linked only when it genuinely fits.
- Term & whole life
- Loan protection
- Child & retirement plans
Health
Family floater and individual mediclaim with room-rent, co-pay and waiting periods explained upfront.
- Family floater
- Super top-up
- Critical illness
Motor
Own-damage and third-party cover with the add-ons that actually pay out in a claim.
- Zero depreciation
- Engine protect
- Roadside assistance
Travel
Single-trip and multi-trip plans for students, families and business travellers, visa-compliant.
- Schengen compliant
- Student plans
- Baggage & delay
Property
Home, flat and commercial structure plus contents cover against fire, flood and burglary.
- Structure & contents
- Fire & allied perils
- Landlord cover
Business
Shop, office, liability and group employee cover for small and mid-sized businesses.
- Shopkeeper package
- Group health
- Liability cover
Cover calculator
How much life cover do you actually need?
Move the sliders for an indicative term cover figure based on income replacement and outstanding liabilities.
Recommended term cover
₹1,74,00,000
- Income multiple used
- 12×
- Liabilities added
- ₹30,00,000
- Additional cover needed
- ₹1,64,00,000
Indicative only. Final cover depends on dependents, goals, medical underwriting and insurer limits — we size it with you before recommending a plan.
Claim support
We stay involved after the policy is issued.
Most advisors disappear once the premium is paid. Claims are where our work actually shows.
01
Intimate
Call us first — we register the claim with the insurer the same day.
02
Document
We give you an exact checklist so nothing bounces back for want of a paper.
03
Follow up
We chase the surveyor and the insurer desk until settlement is confirmed.
04
Settle
You receive the payout; we review whether cover needs resizing after the event.